An old account. An uncashed cheque. A forgotten refund. Find out which official service to try next.
Unclaimed money is money an organization holds when its owner has not collected it or cannot be reached. Start with the type of money and places you have lived or had financial connections. You may need to check more than one service.
We have not searched for money in your name. ClaimNorth.ca is an independent guide, not a government agency or claims administrator.
Start with the type of money
Across Canada
Old bank accounts — Bank of Canada
Search balances transferred from federally regulated banks and trust companies after ten years of inactivity. Eligible foreign-currency accounts are transferred in Canadian dollars.
Limits: This does not cover provincially regulated credit unions, ordinary RRSPs/RRIFs, TFSAs, insurance or utility balances. Before a balance is transferred, contact the institution.
Next step: Search at the Bank of Canada, then follow its ownership-verification instructions for a possible match. Claim processing is free; obtaining proof, such as notarized documents, may cost money.
Balances below $1,000 are held for 30 years; balances of $1,000 or more for 100 years. Check the official rules for your balance.
CRA My Account can show personal CRA cheques more than six months old. This is an account service, not a public name search.
Limits: Business and trust cheques, recent cheques, COVID-19 payments and direct deposits are outside that online list. The official page explains telephone alternatives, including for people without My Account access.
Next step: Read CRA's instructions, then sign in to its service or use its telephone option. Follow its instructions for a personalized replacement form if needed. Government of Canada cheques do not expire.
Search property transferred to Alberta's program, including money owed by businesses or government.
Limits: Program thresholds and transfer rules mean not every balance appears. Searches and claim submission are free, but property administration or delivery costs may apply.
Next step: Open Alberta's search. Alberta says results are handed to MissingMoney.com. Follow the official instructions, keep your confirmation and provide proof of ownership to the service.
Claims must be submitted within ten years of the program receiving the property. Check the official rules for the item you find.
Look for property administered by Revenu Québec, including financial assets and unclaimed successions (estates).
Limits: Federally held bank balances belong in the Bank of Canada search. The register is free to consult, but administration fees and retention limits can apply. Items whose fees consume their value are not listed.
Next step: Open the public register through Revenu Québec's page. Online owner claims use its My Account service; other claimant types follow separate instructions.
FCNB's program covers monetary property such as forgotten credit-union balances, refunds and security deposits.
Limits: It excludes federal bank balances and physical property such as land or vehicles. Securities marked “not disclosed” can remain with the original holder.
Next step: Search a name at the official service, then follow its proof-of-ownership steps for a possible match. Search and claims are free. The search includes a CAPTCHA.
This pilot includes two federal services and selected programs in B.C., Alberta, Québec and New Brunswick. It is not a complete Canadian search.
We have not established province-specific coverage here for Ontario, Manitoba, Saskatchewan, Nova Scotia, Prince Edward Island, Newfoundland and Labrador, Yukon, Northwest Territories or Nunavut. This does not mean those places have no other recovery routes.
Specialized pension, insurance, bankruptcy, securities and estate routes are not comprehensively covered. Canada Savings Bonds are outside this first guide.
No match does not mean no money is owed. The original holder may still have it, it may not yet have been transferred, or the service may not cover that money type. Try relevant former names and locations on the official service, or contact the organization that originally held the money.
Continue on the official service
A matching name is a lead; the official service must confirm ownership. Give required identity documents directly to that service. We do not collect your name, financial identifiers or claim documents in this guide.
No ClaimNorth.ca account is needed. External services may require JavaScript, identity verification or their own sign-in. Keep any official claim confirmation for your records; ClaimNorth.ca does not receive claim updates.
Source review dates describe our editorial checks. They are not claim deadlines. Always check the official service's current rules.
